PERSONAL TAX
-
Register the property as soon as you book
You can get indexation benefit on each instalment paid at the time of selling
-
Lower tax on property via revised declaration
-
Readers' Corner: Taxation
-
CBDT to come up with FAQs for settling tax litigation
-
Why you shouldn't miss the July 31 income tax filing deadline
» More
INSURANCE
-
Don't let high agent churn hurt you
While the company may send an alert, the onus is on the customer to ensure timely payments
-
Motor Vehicles Act: Steep fines make insurance important
-
Stick with your insurer even if medical policy is withdrawn
-
Innovative health insurance products on the anvil
-
Readers' Corner: General Insurance
» More
EXPERT OPINION
-
Benefits of lower crude oil prices
Low fuel prices to help oil marketing and refining sectors but upstream players will stay under pressure
LOANS
-
Life Insurance: Amitabh Chaudhry
I have an endowment plan. Could I take a loan against my life insurance policy? What is the procedure? Will this affect my maturity amount? Yes, ...
-
Apps to manage your expenses
-
Home loans for the tech-savvy
-
Realty check: Budget - Rs 1-2 crore
-
Identifying the next boom town
» More
CREDIT CARDS
-
SBI Cards to launch credit card facility through mobile
The technology, known as host card emulation, will use the near field communication to make payments
-
Punished for good financial behaviour?
-
EMIs on credit card is useful but tricky on conditions
-
Cut down on credit card expenses
-
Foreign e-commerce sites can be cheap but risky
» More
INVESTOR EDUCATION
-
A two-minute guide to Benami Transactions (Prohibition) Amendment Bill
The Bill aims to catch those who channelise their black money into real estate illegitimately
REAL ESTATE
-
Take action against errant builder
If the builder refuses to pay, take the legal route or seek liquidation
-
Preferred by luxury home buyers
-
Realty check
-
Undri-Pisoli, Pune: Spillover demand from nearby areas, good connectivity to drive prices
-
Beware the risks of buying a house in an auction
» More
MUTUAL FUNDS
-
Should you continue your SIPs?
Look at the current stock market volatility as an opportunity to accumulate, says PersonalFinancePlan.in's Deepesh
-
Balanced funds provide cushion in volatile markets
-
MFs' equity AUM shrinks in August; first dip since April last year
-
Online mutual fund platforms are fast and convenient
-
MF managers buy shares worth Rs 9,500 cr in Aug
» More
GOLD
-
Rally in gold may continue
There may be further upside, as negative real interest rates in developed world unlikely to end soon
- Gold's comeback in portfolios
- Park money in gold
- Investors might give gold bonds a miss
FIXED DEPOSITS
-
Company FDs require extra due diligence
Keep regular track of financials, including cash flow and management changes
INVESTMENTS
-
Many choices make NPS complicated
Both debt and equity can be allocated in different proportions depending on your age and risk profile
-
Pledging of shares at seven-year high: study
-
Making money gets difficult
» More
SPENDING
-
Don't wait, buy a house within your budget
It will bring down the cost of a second house because of tax benefits and price appreciation
- Government services to become cheaper
- Benefit from low expense ratios of ETFs
- Independent living for senior citizens
- Taxi apps Uber, Ola are useful for short distances
SAVINGS SCHEMES
-
Govt considering EPFO's voluntary pension scheme proposal
Central Provident Fund Commissioner said that the voluntary scheme was besides the mandatory pension scheme being run ...
- PFRDA lowers minimum contribution to Rs 1,000 per year
- RBI's Sachet can help curb ponzi schemes
- Agents can charge up to Rs 5,000 from people joining NPS online
- Questions to ask your New Pension Scheme advisor
Financial Tools
-
Crorepati Calculator
Find out your tax liabilities on your salary.
-
EMI Calculator
How much EMI you will pay on your loans.
-
Plan your retirement
How to grow your wealth before you retire.